Everyday is a new chapter in our lives. Today is the first chapter in a new volume of your life. It is time to begin implementing the plans you have making. What is that? You haven't finished those plans. Don't worry you aren't alone. I can't count the number of things that I haven't finished planning or even begun to plan. New Year's reminds me of the beginning of school year. Friends and strangers asked if I am ready and my response is almost always "No, but it is coming, anyway." That is true of the New Year as well.








